Welcome to InsuraBull Life Insurance Agency, Family Protection | Mortgage Protection | Final Expense

June 24, 2024

9:00am – 6:00pm

Monday to Friday

400 W Cummings Park, 1725-233

Woburn, MA 01801

Final Expense

SUPPORT YOUR FAMILY IN THEIR TIME OF LOSS

Final expense life insurance is intended to pay for your funeral so your loved ones are not burdened with having to pay for the cost of your funeral. This type of insurance is sometimes referred to as burial insurance. Sometimes, even the most basic funerals, can run in the thousands of dollars range with the average cost being between $10,000 to $20,000. The average costs for cremation are between $6,000 and $12,000.

If you want your loved ones to be sure of what you want without having to choose the funeral home now, you can choose to get burial insurance and create a document saying what preferences you have. This document can be kept with the will that you create. In the document, you could mention whether you want to be cremated or buried, have a closed or open casket, and include any other wishes you might have.

Whether you decide upon a funeral pre-payment, final expense life insurance policy, or a life insurance policy that will cover your funeral and some other things, as well, you will be helping out your loved ones. Be sure to spend the time taking into consideration and documenting all of your wishes that would want after you pass away. It might not be comfortable doing or talking about this, but it will help your loved ones when you pass away.

Final Expense Life Insurance - Burial Life Insurance

Protection Benefits

  • Rates Never Increase
  • Coverage Never Stops
  • No Waiting Period
  • Immediate Approval
  • No Medical Exam
  • Choose Your Monthly Rate
  • Tax Free Check – Delivered to Your Beneficiary

FREQUENTLY ASKED QUESTIONS

CAN I PRE PAY FOR MY FUNERAL?

This is a possibility and some people do this. There are some benefits to doing this. However, there are also some downsides, as well. If you pay ahead for your funeral, you get the chance to make it how you want it. You can find a funeral director that you like. You can choose your own casket and find the plot in the cemetery that you want. This will also give you the chance to talk with your family about what you want, as well. Paying ahead for your funeral can help you and your loved ones feel more at peace.

You should be sure that you know what you are going to pay for. Check to see whether the rate you are paying for with your funeral will be locked in. This means that you should make sure your family won’t be surprised by additional charges after you pass away. When you make any payments, make sure you keep the documentation. This way your loved one will have the records if something comes up where they are needed after you pass away.

The downside of paying ahead for your funeral is that you don’t have as much flexibility as you would with burial insurance. If the plans for your funeral change, your family might not get the money that you already paid back. In addition, the funeral home could go out of business and the money would not be given back to your family.

With final expense life insurance, your loved ones would get a payout that they are able to spend wherever they want. You won’t have as much control over it, but your loved ones will have more flexibility.

DOES MY LOCAL FUNERAL HOME OFFER THIS?

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WHY IS FINAL EXPENSE INSURANCE GOOD TO HAVE?

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SHOULD MY SPOUSE ALSO HAVE A POLICY?

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WHAT HAPPENS AFTER I DIE?

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WHAT IS THE TERMAL ILLNESS RIDER?

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… this is important to have

Mortgage Balance: $262,000 | 18 Years Left

Deborah H. | Age 52
$65.79 a month for $300,000 in coverage

… wish i did this a long time ago

Mortgage Balance: $262,000 | 18 Years Left

Paul H. | Age 53
$91.33 a month for $300,000 in coverage

… we could be screwed without this coverage

Mortgage Balance: $206,000 | 17 Years Left

Gina C. | Age 50
$45.58 a month for $250,000 in coverage

… i hope i never need to use this

Mortgage Balance: $206,000 | 17 Years Left

Anthony C. | Age 50
$58.05 a month for $250,000 in coverage

… the living benefits are great

Mortgage Balance: $228,000 | 23 Years Left

Nicole G. | Age 44
$43.86 a month for $300,000 in coverage

… quick, easy and affordable

Mortgage Balance: $228,000 | 23 Years Left

James G. | Age 46
$63.47 a month for $300,000 in coverage

… a lot less than i expected

Mortgage Balance: $198,000 | 21 Years Left

Andrea D. | Age 42
$32.68 a month for $250,000 in coverage

… everyone needs this

Mortgage Balance: $198,000 | 21 Years Left

Jeff D. | Age 43
$42.79 a month for $250,000 in coverage

… glad we took care of this

Mortgage Balance: $219,000,000 | 25 Years Left

Rhonda P. | Age 39
$31.99 a month for $300,000 in coverage

… grateful i saw this program

Mortgage Balance: $219,000,000 | 25 Years Left

Ron P. | Age 40
$41.28 a month for $300,000 in coverage

… coverage that’s so affordable

Mortgage Balance: $335,000 | 30 Years Left

Robin W. | Age 28
$23.65 a month for $350,000 in coverage

… this is a no brainer

Mortgage Balance: $335,000 | 30 Years Left

Steve W. | Age 30
$29.07 a month for $350,000 in coverage

… coverage that we need

Mortgage Balance: $285,000 | 28 Years Left

Karen R. | Age 36
$30.96 a month for $300,000 in coverage

… i can sleep better at night

Mortgage Balance: $285,000 | 28 Years Left

John R. | Age 36
$36.38 a month for $300,000 in coverage

Get a final expense life insurance quote online or call us at (888) 598-BULL

and get the satisfaction of knowing your loved ones will be protected.

Your information is safe and will never be sold

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