Final Expense

SUPPORT YOUR FAMILY IN THEIR TIME OF LOSS

Final expense life insurance is intended to pay for your funeral so your loved ones are not burdened with having to pay for the cost of your funeral. This type of insurance is sometimes referred to as burial insurance. Sometimes, even the most basic funerals, can run in the thousands of dollars range with the average cost being between $10,000 to $20,000. The average costs for cremation are between $6,000 and $12,000.

If you want your loved ones to be sure of what you want without having to choose the funeral home now, you can choose to get burial insurance and create a document saying what preferences you have. This document can be kept with the will that you create. In the document, you could mention whether you want to be cremated or buried, have a closed or open casket, and include any other wishes you might have.

Whether you decide upon a funeral pre-payment, final expense life insurance policy, or a life insurance policy that will cover your funeral and some other things, as well, you will be helping out your loved ones. Be sure to spend the time taking into consideration and documenting all of your wishes that would want after you pass away. It might not be comfortable doing or talking about this, but it will help your loved ones when you pass away.

Final Expense Life Insurance - Burial Life Insurance

Protection Benefits

Rates Never Increase
Coverage Never Stops
No Waiting Period
Immediate Approval
No Medical Exam
Choose Your Monthly Rate
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FREQUENTLY ASKED QUESTIONS

CAN I PRE PAY FOR MY FUNERAL?

This is a possibility and some people do this. There are some benefits to doing this. However, there are also some downsides, as well. If you pay ahead for your funeral, you get the chance to make it how you want it. You can find a funeral director that you like. You can choose your own casket and find the plot in the cemetery that you want. This will also give you the chance to talk with your family about what you want, as well. Paying ahead for your funeral can help you and your loved ones feel more at peace.

You should be sure that you know what you are going to pay for. Check to see whether the rate you are paying for with your funeral will be locked in. This means that you should make sure your family won’t be surprised by additional charges after you pass away. When you make any payments, make sure you keep the documentation. This way your loved one will have the records if something comes up where they are needed after you pass away.

The downside of paying ahead for your funeral is that you don’t have as much flexibility as you would with burial insurance. If the plans for your funeral change, your family might not get the money that you already paid back. In addition, the funeral home could go out of business and the money would not be given back to your family.

With final expense life insurance, your loved ones would get a payout that they are able to spend wherever they want. You won’t have as much control over it, but your loved ones will have more flexibility.